As with most membership club type debt, health or fitness club accounts present their own unique challenges. Unlike a fee for service industry, the membership clubs often are subject to various specific industry regulation that varies from state to state which may have a restrictive or mitigating effect on its ability to enforce its claims. In addition, this industry is greatly restricted in its ability to report its delinquent accounts to the three national credit bureaus. At Allegiant, we believe that our experience, techniques and overall collection philosophy are a perfect match with the collection of this type debt. Our dedicated, hands on - live agent approach to each claim is essential in locating the consumer and then in working with them to arrive at a satisfactory resolution to the claim.